CategoriesReal Estate tips & tricks


Finding the perfect property in Nigeria can be a daunting task, with a variety of factors to consider such as location, price, infrastructure, and security. Whether you’re looking for a commercial or residential property, it’s essential to do your research to ensure that you make an informed decision. In this article, we’ll explore some of the key factors to consider when looking for the perfect property in Nigeria, as well as some tips to help you make the right choice.

However before we do that we must first ask, what constitutes “the perfect property” ?


When it comes to finding the perfect property in Nigeria, what makes a property perfect for you may differ from what makes it perfect for someone else. There are various subjective factors to consider when determining what makes a property perfect for your needs, lifestyle and most importantly your overall plan.

Generally, the following factors will be influenced by your choice on a subjective level because at the end of the day, it all really boils down to what you want to do with your piece of real estate.


The size and layout of a property can be essential in determining whether it’s perfect for you. The property’s size should be adequate to accommodate your family or business needs, whether you require a large or small space. The layout of the property should also suit your needs and preferences, such as having enough bedrooms, bathrooms, or office space.


This will influence what will amount to a perfect property for you. You should consider the property’s price, as well as any additional costs such as maintenance fees, utility bills, or taxes. The property should be within your budget to avoid any financial strain or stress. Depending on your financial situation the optimal decision on what property to invest in will vary.

Now the aforementioned factors were deemed to have the greatest influence on your purchasing decision on a subjective or more personal level, but on a wider and more general scale, the factors you will deal with are slightly different but are also influenced by the factors above



One of the most important factors to consider when looking for the perfect property in Nigeria is the location. The location of your property will affect its value, accessibility, and security. It’s essential to choose a location that is well-connected to major roads and highways, as well as public transportation. You should also consider the proximity of the property to essential amenities such as schools, hospitals, and shopping centers.


Another critical factor to consider when looking for the perfect property in Nigeria is the price. The cost of property in Nigeria can vary widely depending on the location, size, and quality of the property. You should set a budget for yourself and stick to it when looking for a property to avoid overspending. It’s also important to compare prices of similar properties in the area to ensure that you’re getting a fair deal.


Infrastructure is another important factor to consider when looking for the perfect property in Nigeria. Good infrastructure is essential for the comfort and convenience of residents or businesses in the area. You should consider factors such as access to clean water, electricity, and internet connectivity. You should also look out for developments in the area such as new roads, bridges, or airports, as this can increase the value of your property.


Security is another crucial factor to consider when looking for the perfect property in Nigeria. You should choose a location with a low crime rate and a good security presence. You can check the security situation in the area by speaking to local residents or contacting the police. You should also ensure that the property has adequate security features such as CCTV cameras, alarm systems, and secure gates.

Tips for finding the perfect property in Nigeria

  • Start your search early: Start your property search early to allow yourself enough time to find the perfect property that meets your needs.
  • Use a reputable real estate agent: A reputable real estate agent can help you find the perfect property that meets your needs and budget.
  • Do your research: Do your research on the property market in Nigeria to understand the trends, prices, and locations.
  • Visit the property: It’s essential to visit the property in person to get a better understanding of its condition, location, and surroundings.
  • Get a property inspection: A property inspection can help you identify any defects or issues with the property before you make an offer.
  • Negotiate: Don’t be afraid to negotiate the price of the property to get a better deal.


In conclusion, finding the perfect property in Nigeria can be challenging, but with the right approach, it’s possible to find a property that meets your needs and budget. It’s essential to consider factors such as location, price, infrastructure, and security when looking for a property in Nigeria. By following the tips outlined in this article, you can make an informed decision and find the perfect property in Nigeria.


  1. Nigeria Property Centre:
  2. ng:
  3. Lamudi Nigeria:
  4. Private Property Nigeria:
CategoriesReal Estate tips & tricks


For many people, choosing between owning a property and renting a property can be a daunting task. Each option has its own advantages and disadvantages, and making the right choice depends on individual circumstances and priorities. In this article, we’ll take a closer look at the pros and cons of owning and renting a property, and provide valuable insights to help you make an informed decision.

Pros of Owning a Property:

  1. Appreciation: Property values tend to increase over time, which means that if you own a property, you have the potential to build equity and see a return on your investment. However, it’s important to note that property values can also fluctuate and may not always increase.
  2. Control: As a property owner, you have complete control over your home, including the ability to make changes and improvements as you see fit. This can give you a sense of pride and accomplishment in creating a space that truly feels like home.
  3. Tax Benefits: Homeowners can deduct mortgage interest and property taxes from their income tax returns, which can lead to significant savings. This can be especially beneficial if you have a high income and are looking for ways to reduce your tax burden.
  4. Stability: Owning a property provides stability and security, as you don’t have to worry about landlords raising the rent or selling the property. You also have the freedom to make long-term plans and investments in your home.

Cons of Owning a Property:

  1. Responsibility: As a homeowner, you are responsible for all maintenance and repairs, which can be costly and time-consuming. This includes everything from fixing a leaky faucet to replacing a roof, and can add up quickly in terms of time and money.
  2. Upfront Costs: Purchasing a property requires a significant upfront investment, including a down payment, closing costs, and other fees. This can make it difficult for some people to afford homeownership, especially if they are just starting out or have other financial obligations.
  3. Market Fluctuations: Property values can also decrease over time, which means that you may not see a return on your investment if you sell during a down market. This can be especially challenging if you need to sell your home quickly due to a job loss or other unforeseen circumstances.
  4. Flexibility: Owning a property can limit your flexibility to move, as you may have trouble selling your property or renting it out if you need to relocate. This can make it difficult to pursue new job opportunities or to move closer to family and friends.

Pros of Renting a Property:

  1. Flexibility: Renting a property provides flexibility, as you can easily move to a new location without the stress and financial burden of selling your home. This can be especially beneficial if you are just starting out in your career or if you are not sure where you want to live long-term.
  2. Limited Responsibility: As a renter, you are not responsible for maintenance and repairs, which can save you time and money. This can be especially beneficial if you are not handy or if you don’t have the time or resources to maintain a property.
  3. Lower Upfront Costs: Renting a property requires minimal upfront costs, including a security deposit and first month’s rent. This can make it easier for some people to afford housing, especially if they are just starting out or have other financial obligations.
  4. Amenities: Many rental properties come with amenities such as pools, fitness centers, and community spaces that may be difficult to afford as a homeowner. This can allow you to enjoy a higher standard of living than you might be able to achieve if you were to purchase a home.

Cons of Renting a Property:

  1. Lack of Control: As a renter, you have limited control over your living space, including restrictions on painting or making significant changes to the property. This can make it difficult to truly make the space feel like home, especially if you have specific design preferences.
  2. Rent Increases: Landlords can raise the rent at the end of each lease term, which can lead to unexpected and significant financial burden


When making the decision between owning and renting a property, there are several important factors to consider. Here are a few things to keep in mind:

  1. Financial Situation: Your current financial situation should be the primary factor in your decision. Owning a property requires a significant upfront investment, including a down payment, closing costs, and other fees. Additionally, owning a property comes with ongoing expenses such as mortgage payments, property taxes, and maintenance costs. Renting, on the other hand, typically requires a smaller upfront investment and has fewer ongoing expenses. Consider your income, savings, and overall financial goals when making your decision.
  2. Lifestyle: Your lifestyle is another important factor to consider. If you value stability and long-term investments, owning a property may be the better choice for you. On the other hand, if you value flexibility and the ability to move frequently, renting may be the way to go. Additionally, if you enjoy amenities such as pools and fitness centers, renting may provide access to these features that may be more difficult to afford as a homeowner.
  3. Market Conditions: Market conditions can also play a significant role in your decision. If property values are increasing, owning a property may provide a good return on investment. However, if property values are decreasing or the market is unstable, you may be better off renting. Additionally, if rental rates in your area are high, owning a property may be more affordable in the long run.
  4. Maintenance and Repairs: Owning a property requires ongoing maintenance and repairs, which can be time-consuming and costly. If you’re handy and enjoy taking care of your home, this may not be a significant factor for you. However, if you’re not interested in these responsibilities, renting may be a better choice, as landlords are typically responsible for maintenance and repairs.
  5. Future Plans: Finally, consider your future plans when making your decision. If you plan to stay in one place for a long time, owning a property may be the better choice. However, if you’re not sure where you’ll be in the next few years, renting may provide the flexibility you need.

Overall, the decision between owning and renting a property is a personal one that requires careful consideration of your individual circumstances and priorities. By weighing the pros and cons and considering the factors listed above, you can make an informed decision that’s right for you.


CategoriesReal Estate tips & tricks


It is critical to consider the legal implications of any real estate development before proceeding. Any type of real estate transaction should be approached with consideration for the legal ramifications.

Understanding the optimal balance to be struck between the competing interests of developers and off-takers is essential.

Recognizing the significance of regulation as well as the limitations of regulation. The government should refrain from attempting to regulate everything.

The question of whether a strata title is appropriate under the law. Titles should be scrutinized more rigorously by the government. The title of the paper is a source of concern for off-takers. In multistory buildings, the problem is the title you get from a flat or condominium. Is it a sublease or a deed of assignment? If it were a sublease, then it means the developers still have a title over the property which is a risk. Government should look into this to give off-taker reassurance.

In this form of development, there is the issue of shared places. They are often dealt with on a contractual basis. In light of the potential threat that the developer may still be in control of the head title, should it be allowed to contract or should the state intervene and establish a certain presumption of shared ownership?


Our recommendations

  1. Joint ownership of common areas, with a distinction between the common areas themselves and the building structure itself. In this domain of shared areas, there should be some limited kind of statutory innovation to protect those who take advantage of the situation. The Government should take this into consideration.
  2. We advised that, once the development is complete, the developer should submit the original head title deed with the appropriate state government agency. Because the document in the possession of the developer allows the developer to use it as leverage or for any other purpose. There are instances in which all of the properties are owned by a single individual who holds all of the titles. As a result, we expect the government to operate in this area with minimum oversight and regulatory intervention.
  3. Insurance after the project is completed is an issue that needs to be addressed. When it comes to a multi-story building, who owns the insurable interest? These are the concerns that need to be addressed in order to move forward. Generally speaking, insurance can be obtained at any stage of real estate development, and it is permissible to do so in accordance with Sections 64 and 65 of the Insurance Act of 2003 – all public structures and all buildings under construction with more than two stories are required to be insured. Insurance is available to assist with every stage of the change in the value of real estate. There is insurance support available throughout the value chain of the real estate sector, and it can be taken advantage of.

Off-takers of multi-story or high-rise buildings should ask the right questions about the type of title they receive from the property of their interest.

At Fine and Country, we specialize in transaction management and advisory in the luxury real estate space. Contact us today to be of service.



+234 818 169 7024
+234 809 600 0017


CategoriesReal Estate tips & tricks


Are you looking to expand your investment portfolio by purchasing a residential rental property? If you make the right choice, investing in real estate can be both thrilling and lucrative. Aside from the income and perks, investing in real estate might be worrisome for a new investor in this market.

Investors need to perform extensive studies about the property market before diving in to know all the benefits and drawbacks of real estate investing. When looking for a property with profitable rental value, these factors should be considered.

Choice of Location & Vacancy Rate

The vicinity in which you choose to invest will impact the type of renters you attract. In an exclusive neighbourhood, high net worth individuals are likely to represent the majority of your potential tenants.

Investigate the vacancy rate and property listing in the neighbourhood. Knowing the type of development in demand could inform your decision while paying attention to the rate of occupancy in the neighbourhood. The low vacancy could indicate a high take up of space or a seasonal cycle. Also, the high vacancy could indicate an overpriced neighbourhood or a decline in the neighbourhood.


Developments in the Future & Average Rental Value

Find out information about proposed and existing developments in that neighbourhood. Keep an eye out for new construction that may depreciate the value of nearby properties. Look out for competitive development that could potentially put a strain on your property. It’s probably an excellent growing area if there’s a lot of construction going on.

Explore the rental values in the prospective property location for different property types. Estimate the rental value of the neighbourhood in the years to come to know the yield potential of the property. This would help you make an informed decision before you chose to invest in a property.

Safe And Secure Environment

When it comes to rental property investments, safety is crucial. No renter can intentionally choose to reside in an unsafe community. One of the characteristics of a lucrative rental property is its location. It should be in a highly safe and exclusive area. As a result, while buying a home, consider an area with suitable security.


Availability of social amenities

In places with social amenities, rental property investment flourishes. Prospective tenants would look out for nearby amenities and services that are beneficial to their livelihood. Shopping malls, gyms, medical institutions, gas stations and restaurants are such examples. Access to water, electricity and an excellent connection to network providers are among these amenities. If your tenants have easy access to these amenities, they will be more willing to rent your property.


Ease of Access

Places with appropriate transportation and transport systems will succeed in the rental real estate market. They are more attractive to prospective tenants. Nearness to commute between home, work and other institutions such as a school with a good reputation makes easy living appealing. This factor makes the property exclusive with a great potential for high yield.


CategoriesBlog tips & tricks

7 Ways to Enhance your Energy Level and Maximize your Productivity

Do you ever feel like you didn’t get everything done on your to-do list at the end of the day? You start the day with a plan and a goal in mind, but by the end of the day, your to-do list has grown even longer.

There are various things you may do to enhance your energy level and maximize your productivity. Fortunately, here are seven ideas to consider:

  1. Get More Sleep
    If you often feel tired throughout the day, you may need more quality sleep. Try going to bed earlier and reducing screen time before bed.
  2. Reduce Stress
    High levels of stress can make you feel tired and drained. Finding ways to minimize lifestyle-related stress can help keep up your energy levels.
  3. Move More
    If you live a sedentary lifestyle and feel low on energy, participating in regular exercises like brisk walking or cycling can boost your energy levels.
  4. Eat a Nutritious Diet
    A diet based on whole, healthy foods benefits your health and your energy levels. In contrast, a diet high in processed foods can negatively affect your energy levels.
  5. Avoid Added Sugar
    Eating foods high in sugar can give you a short-term energy boost followed by a slump. To avoid this, minimize your intake and focus on eating whole foods instead.
  6. Stay Hydrated
    Dehydration can make you feel tired. Make sure to drink enough water throughout the day and respond to your thirst, especially during exercise.
  7. Be Social
    Getting out of the house and mingling with other people is beneficial for both your energy levels and your health.

Get in touch


+234 809 600 0027
+234 809 600 0017

10, Onisiwo street, off Lateef Jakande, Ikoyi, Lagos.


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Fine & Country is a global real estate brand, specializing in providing a premium service through exceptional marketing and professionalism in the upper quartile of the market.


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